34 | SMALLHOLDER DIARIES CASE 1 JUGGLING MULTIPLE INCOME SOURCES TO REPAY DEBTS: BERTHA (TANZANIA) £ertha too part in the Smallholder ‰iaries in Œan—ania She lived close to the main road in her village Her husband died, leaving her to raise their five chil- dren, ranging in age from four to ‘’ years old, by herself £ertha was nown as a good neighbor and always helped those who came to her with a problem She wored hard to provide for her family, leaving her house early in the morn- ing and returning late at night She focused on agricultural production and relied primarily on selling potatoes, eggs, and sometimes mai—e She also had a number of other income sources £ertha collected and sold grasses and timber in the neighborhood, provided casual labor on other farms, and from time to time she received money from relatives outside her household (ie, “resources received”) (see igure ¡) €n addition to providing for her family, £ertha was also motivated to tae on a number of „obs because she had several outstanding debts with different groups Œhese came about in ‘’…“ when her sister-in-law needed an operation during childbirth and her brother borrowed a large amount (©S±Ÿ“Ÿ) to pay for it ©nfortunately, soon after taing this loan, £ertha’s brother fell ill and stopped maing payments on it Œhe lender wanted to sue him and sei—e his assets to recover the debt, but £ertha stepped in to help her brother She started borrow- ing from four informal groups, two local shops, and four other family members and friends to help repay the loan FIGURE 8: Income from multiple sources: Bertha (TANZANIA) (US$) $70 $60 $50 $40 $30 $20 $10 $- JulAug SepOct Nov Dec Jan Feb Mar Apr May Jun Casual labor Agricultural income Self-employment Resources received Rental income Broker income
