WORKING PAPER Smart Campaign. 2015. Draft Client Protection Standards and Indicators 2.0. http://smartcampaign.org/ storage/documents/Draft_Client_Protection_Standards___Public_Comment_clean.pdf Takahashi, K., M. Ikegami, M. Sheahan, and C. B. Barrett. 2016. “Experimental Evidence on the Drivers of Index-Based Livestock Insurance Demand in Southern Ethiopia.” World Development, 78, 324–40. World Bank. 2009. “Colombia: Country Note on Climate Change Aspects in Agriculture.” http://siteresources. worldbank.org/INTLAC/Resources/Climate_ColombiaWeb.pdf Wuebker, G., J. Baumgarten, D. Schmidt-Gallas, and M. Koderisch. 2008. “Price Management in Financial Services.” Smart Strategies for Growth. Surrey, U.K.: Gower. Zimmerman, E., B. Magnoni, B., and A. Camargo. 2014. “‘Pure’ Intentions and Practice: Challenges and Good Practices in Consumer Protection in Microinsurance.” Luxembourg: The Microinsurance Network. 34

Responsible Bundling of Microfinance Services - Page 37 Responsible Bundling of Microfinance Services Page 36 Page 38