52 | SMALLHOLDER DIARIES CASE 3, continued when she did not have money to buy anything to accompany cassava or mai—e­ ˆlina new what to expect from past hunger seasons, but she did not have access to relevant financial tools (e­g­, savings and credit groups, credit at stores or from agents, storing value on a mobile phone) that could help her anticipate these challenges or cope when circumstances grew difficult­ FIGURE 25: Alina consuming and selling crops to survive the hunger season, JULY 2014–JUNE 2015 (KG) 160 140 120 100 80 KILOGRAMS60 40 20 0 July Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Harvest Consumption Sale FIGURE 26: Mozambique Smallholder Diaries: Alina’s monthly income and expenses, JULY 2014–JUNE 2015 (US$) $80 $70 $60 $50 $40 $30 $20 $10 $0 JuJulAl ug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Income Expenses

Financial Diaries with Smallholder Families - Page 67 Financial Diaries with Smallholder Families Page 66 Page 68
EXECUTIVE SUMMARY METHODOLOGY SAMPLE DEMOGRAPHICS
CHAPTERS
1. Income Sources 2. Patterns Of Agricultural Production 3. Income Volatility & Agricultural Production 4. Risk Mitigation 5. Household Financial Portfolios 6. Access To Mobile Phones 7. Implications For Financial Solutions
APPENDIX