32 | SMALLHOLDER DIARIES was ‘” percent in –o—ambiue, ”‘ percent in Œan—ania, and Ÿ¢ percent in ai- stan of total income from casual labor­ „ significant proportion of households in all three samples gae and receied resources among family and friends, in both cash and in-ƒind Œhe Small- holder ‰iaries traced both cash or in-ind contributions to income from friends or family (i­e­, “resources received”), as well as the payments that respondents made to family and friends outside the household in their wider social networ (i­e­, “resources given”) (see igure •)­ ˆmong the Smallholder ‰iaries sample in –o—ambiue, •” percent of households received resources, ¡Ÿ percent of which was in cash •“ percent of households also gave resources to family and friends, “’ percent of which was in-ind (see igure •)­ €n the Œan- —ania sample, žŸ percent received and ¡ž percent gave resources (see £ox Ÿ), FIGURE 6: Mean proportion of income from various sources Percentage of Value at the Sample Level 100% 6% 90% 17% 10% 13% 80% 8% 7% 11% 8% 70% 9% 9% 60% 15% 50% 21% 14% 19% 40% 30% 30% 49% 20% 39% 10% 15% 0% Mozambique Tanzania Pakistan Agricultural income (net) Resources received Casual labor Regular employment Self-employment (net) Other income Proportions of total resources received and resources given in cash FIGURE 7: and in-kind (percentage) Pakistan 76% 24% Tanzania 68% 32% Mozambique 83% 17% Pakistan 29% 71% Tanzania 80% 20% Mozambique 60% 40% 0% 10% 20% 30% 40% 50% 60%870%90% 0% 100% Resources received (cash) Resources received (in-kind) Resources given (cash) Resources given (in-kind)

Financial Diaries with Smallholder Families - Page 45 Financial Diaries with Smallholder Families Page 44 Page 46
EXECUTIVE SUMMARY METHODOLOGY SAMPLE DEMOGRAPHICS
CHAPTERS
1. Income Sources 2. Patterns Of Agricultural Production 3. Income Volatility & Agricultural Production 4. Risk Mitigation 5. Household Financial Portfolios 6. Access To Mobile Phones 7. Implications For Financial Solutions
APPENDIX