INTRODUCTION AND METHODOLOGY | 17 Mozambique. Photo by Erin Scronce. updated the regular financial diaries uestionnaires, which were used for that household going forward­ £uilding on the standard biweely data collection, separate interview modules were used to explore ey topics more thoroughly­ Œhe five topical modules explored (i) decision-maing in income choices (e­g­, agricultural production versus nonagricultural production) (ii) the aspirations of small- holder households, including both farmers’ aspirations and their hopes for their children (iii) the use of and preference for various financial tools (based on nowledge of each household’s financial portfolio) (iv) decision-maing in agricultural production (e­g­, why smallholders grow some crops and not others, how and when they decide to sell) and (v) riss, including how they are perceived and prioriti—ed and how families coped with the shocs they experienced­ Œhe methodology and sample si—e of the Smallholder ‰iaries were designed to generate a rich pool of detailed information and insights on a …¡ targeted population­ Œhe Smallholder ‰iaries are not statistically represen- tative of smallholder families in participating countries­ €nstead, through intensive, biweely interviews about the sources and uses of household income and life events over the course of a year, the Smallholder ‰iaries paint a rich picture of the financial lives of a specific group of smallholder house- holds in –o—ambiue, Œan—ania, and aistan­ œlucidating these differences is an important step in better understanding the financial management chal- lenges facing smallholder households­

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EXECUTIVE SUMMARY METHODOLOGY SAMPLE DEMOGRAPHICS
CHAPTERS
1. Income Sources 2. Patterns Of Agricultural Production 3. Income Volatility & Agricultural Production 4. Risk Mitigation 5. Household Financial Portfolios 6. Access To Mobile Phones 7. Implications For Financial Solutions
APPENDIX